5 Best Apps to Buy Crypto with Your Naira Card in 2024

Buying cryptocurrency in Nigeria can be challenging, especially for beginners who are unfamiliar with how crypto works or don’t own any stablecoins. The user experience on popular crypto exchanges like Binance and Bybit can feel a bit overwhelming, particularly for those new to the world of digital assets.

Fortunately, there are apps with much simpler interfaces that allow users to buy crypto assets directly with their Naira bank cards or transfers.

Here are some of the best apps that make buying crypto with Naira easy, accessible, and convenient.

Quidam

Quidax stands out as one of the top apps for buying crypto in Naira. Launched in 2017 by Buchi Okoro, this cryptocurrency exchange offers users the ability to buy, sell, store, and send cryptocurrencies easily. 

Initially serving Nigeria and Ghana, Quidax now operates across Europe, the Middle East, and Africa, with a team of about 100 members.

One of the best things about Quidax is its wide range of products. Users can enjoy cryptocurrency wallets for different coins, earn up to 10% daily interest on USD savings, and trade via an over-the-counter (OTC) desk for NFTs, DeFi, and CeFi. Plus, developers can use Quidax’s API to build their own cryptocurrency apps.

The most appealing part? You can purchase crypto assets with Naira using either debit cards or bank transfers, making it incredibly accessible. Quidax is also one of the two exchanges with Approval in Principle from the Nigerian Securities and Exchange Commission (SEC), giving users added confidence and security when trading.

ChangeNow

ChangeNow is another top pick for buying cryptocurrency with Naira. Known for its beginner-friendly interface, ChangeNow is an instant crypto exchange platform that allows users to buy and sell digital assets in local currencies. 

What makes ChangeNow particularly attractive is the ability to use your credit or debit card to purchase Bitcoin and other crypto assets in Naira.

ChangeNow’s reputation speaks for itself—it boasts thousands of positive reviews on Google and Trustpilot. With over 9,700 reviews on Google and a 4.8/5 rating, and more than 10,500 reviews on Trustpilot, users can feel confident in the platform’s reliability. 

It’s no wonder ChangeNow ranks higher than some local competitors like Quidax and Busha for search terms related to buying crypto with Naira.

For anyone looking for a trusted, highly-rated app to buy Bitcoin or convert crypto to Naira, ChangeNow is an excellent option.

Yellow Card

Yellow Card is another excellent option if you’re looking to buy crypto with your Naira card. This pan-African fintech company operates across 20 countries and is the largest licensed Stablecoin on-ramp/off-ramp on the continent. 

Yellow Card offers secure, cost-effective methods for businesses and individuals to buy and sell USDT, USDC, and PYUSD directly with local currencies.

In Nigeria, users can easily buy crypto assets with Naira via Yellow Card through bank transfers. While the wallet feature is currently limited to Bitcoin, USDT, and PYUSD in Nigeria, the app’s simplicity and reliability make it a strong contender for beginners and seasoned traders alike.

Bitmama

If you’re looking for a platform built specifically to facilitate the purchase of crypto with local currencies, Bitmama is your answer. 

Bitmama allows users to buy and sell Bitcoin securely in Nigeria using Naira, but the platform doesn’t stop there—it operates in over 100 countries and supports a range of currencies, including USD, GHS, ZAR, EUR, and GBP.

Bitmama makes it easy to buy crypto directly with Naira or convert supported fiat currencies into crypto. 

You can also sell Bitcoin on Bitmama and receive your proceeds in Naira, giving you flexibility whether you’re buying or cashing out. For users looking for simplicity combined with functionality, Bitmama delivers on both fronts.

Busha

Busha is a leading cryptocurrency exchange in Africa, known for its secure and user-friendly environment. This app is especially helpful for beginners who want a straightforward way to buy, sell, and manage digital assets. 

One of Busha’s highlights is its mission to simplify cryptocurrency for everyone, which makes it a go-to for anyone feeling overwhelmed by more complex platforms.

Busha’s interface allows users to buy Bitcoin, Ethereum, USDT, and even Memecoins like Shiba Inu with the Naira. The best part? You can get started with as little as 250 Naira through their instant buy feature. 

This makes Busha a very accessible option for those who want to test the waters without committing too much upfront.

Busha also stands out for being one of the few exchanges with provisional licensing from the Nigerian SEC, ensuring compliance and safety for its users. For Nigerians seeking a reliable, SEC-regulated platform to buy crypto, Busha is a great choice.