How Nigerians in Diaspora Send Money for Dream Homes Only to End Up Scammed by Family Members

Nigerians living abroad work so hard to earn a living and save but with hopes and dreams of building a house in their home country, where the family can return to and maybe eventually return to settle.

This is common for people living abroad, however, things can sometimes turn sour when the money sent home does not translate into the home you imagined. Instead, it evaporates into thin air, leaving behind frustration and heartache.

We have heard so many stories like this so it is crucial to ensure your hard-earned money is paving the way to building a tangible home from abroad.

These incidents are mostly from family members who are trusted but only end up disappointing.

Jane’s Story: Jane moved to the UK from Nigeria with high hopes. She sent $30,000 back home through her brother to start their family home. Despite his reassurances and photos showing progress, she returned to find a foundation where there should have been a nearly completed house. It was a hard lesson on trust and the need for more direct oversight

David’s Story: Unlike Jane, David in the USA took a more better approach. He chose a well-regarded local construction company in Nigeria and engaged a lawyer to ensure all contracts were bulletproof.

Payments were made in stages, linked to verified progress on the site. This approach kept his project on track and ensured that every dollar was accounted for.

Here are ways to make sure your money is well spent:

1. Research and Choose Reputable Contractors

Before sending money home for construction, it is crucial to thoroughly vet and hire reputable contractors. Seek out those with a solid track record, verified credentials, and positive reviews from previous clients. 

Engaging a local architect or project manager who can oversee the project and regularly report back can also provide an extra layer of security.

2. Regular Updates and Oversight

Technology has made it easier than ever to keep tabs on a construction project from afar. Insist on regular updates, including photos and videos, to monitor progress. If possible, a trusted local friend or relative should periodically visit the site to verify that the work is proceeding as planned.

3. Legal Framework and Documentation

Ensure that all agreements with contractors and family members are documented legally. This includes detailed contracts that outline the scope of work, payment schedules, and completion deadlines. Legal documentation not only clarifies expectations but also provides a recourse in case of disputes.