10 Fintech Women Innovators You Should Know in Nigeria

The Nigerian fintech space is no longer a boys’ club. In 2025, a growing number of women are not just stepping into the spotlight, they’re building the stage, setting the pace, and changing the game. 

From helping everyday people save smarter to connecting underserved communities with credit, these women are showing that innovation, leadership, and impact aren’t gendered. Here are the Nigerian women making big moves in fintech this year:

Chinyere Don-Okhuofu – Interswitch

Chinyere is a top executive at Interswitch, one of Nigeria’s biggest digital payment companies. With over a decade of experience under her belt, she currently leads the Sales Network division and plays a huge role in how millions of Nigerians access financial services daily.

Even though she keeps a low profile online, her impact is loud. Interswitch’s popular product, Quickteller, is used by millions and Chinyere has helped shape that success. Under her leadership, the company continues to grow, with recent major investments pushing its digital reach across Africa.

Faith Adesemowo – Social Lender

Faith co-founded Social Lender, a platform that’s doing something different, it uses a person’s “social reputation” (think online and offline behavior) to decide if they can get a loan. 

That means people without a traditional bank history can finally access credit and savings. Her background in agriculture and business hasn’t stopped her from shaking up finance. 

By trusting community-driven data, Faith is proving that innovation can also be inclusive. Even though her company doesn’t yet have a flashy app, it continues to quietly support those most left out of the system.

Oluwatosin Olaseinde – Ladda & MoneyAfrica

Tosin is on a mission to make money easier to understand, and grow. She launched Ladda, a fintech app that helps users invest, trade stocks, buy gift cards, and more. But she didn’t stop there.

She also started MoneyAfrica, a financial literacy platform that teaches people, especially young Nigerians, how to manage their money better. With a strong social media following and thousands of app users, Tosin is helping finance feel less scary and more accessible.

Nkem Okocha – Mamamoni

Nkem’s journey started with one goal: helping low-income women build better lives. She founded Mamamoni, a social fintech that trains women and gives them small loans to start businesses.

Over the years, Mamamoni has evolved. Today, it runs through over 1,500 female agents in 10 states. Nkem also founded FinanceHer, HerPay, and SheSabi, all focused on empowering women with tools, knowledge, and access to finance. Quietly, steadily, she’s building a whole ecosystem around women’s economic inclusion.

Tomilola Majekodunmi – Bankly

Tomilola is the woman behind Bankly, a fintech platform that helps people save, make payments, and get credit, especially in areas where traditional banking is hard to reach. 

With over 50,000 agents across the country, Bankly is truly bringing finance closer to the people.

Recently acquired by C-One Ventures, Bankly is gearing up for bigger things, and 

Tomilola is right at the center. With experience in finance and startups, she knows how to build and scale. Her work is proof that smart solutions can also be simple and far-reaching.

Ife Durosinmi-Etti – Herconomy

Ife is the founder of Herconomy, a women-first fintech app that helps Nigerian women save, earn interest, and unlock career resources. 

Herconomy isn’t just about money, it’s about community, growth, and empowerment.

Before diving into fintech, Ife made waves with Parliamo Bambini, a baby furniture brand that earned her recognition from the Tony Elumelu Foundation. 

Today, she’s combining that entrepreneurial spirit with a strong mission: helping women build wealth.

With over 100,000 app downloads and a huge social media following, Ife has created a brand that speaks directly to Nigerian women, and listens to them too.

Solape Akinpelu – HerVest

Solape’s work with HerVest is all about inclusion. Her startup provides savings options, loans, and impact investing opportunities for African women, especially smallholder farmers and women-led businesses.

She’s not just a CEO, she’s an advocate. Solape plays a role in several high-level groups including the Central Bank of Nigeria and the Women in Tech Global Movement. Her background in marketing and financial education helps her craft products that are both accessible and impactful.

With more than 50,000 app downloads and a growing network of women investors, HerVest is making financial freedom feel possible for thousands of Nigerian women.

Jessica Anuna – Klasha

Jessica is solving a problem many Africans know too well, the struggle to shop from international brands with local payment methods. Her company, Klasha, lets people in Nigeria and other African countries buy globally using things like USSD codes or bank transfers.

Since launching in 2018, Klasha has raised millions in funding, including support from Amex Ventures. That’s a big deal, especially for an African startup focused on cross-border payments.

Jessica’s background in journalism and business makes her a bold communicator and a sharp strategist. Even though the Klasha app isn’t currently listed on Play Store, the company continues to drive innovation in Africa’s e-commerce space.

Yanmo Omorogbe – Bamboo

Yanmo is behind one of Nigeria’s most popular investment platforms, Bamboo, which allows everyday Nigerians to invest in both U.S. and local stocks right from their phones.

She co-founded the company in 2019, after her own struggle to access global markets. With a finance background and years of experience in infrastructure investment, Yanmo helped build Bamboo into a platform that has now crossed 1 million downloads.

She may not be loud online, but her work speaks volumes. With over $17 million in funding raised, Bamboo is helping Nigerians think bigger about wealth creation.

Odunayo Eweniyi – PiggyVest

If you’ve saved money through a Nigerian app, chances are it was PiggyVest and Odunayo helped build it.

Odunayo co-founded the platform in 2016, and since then, it has helped millions of users save, invest, and better manage their finances. 

She’s also a vocal advocate for social justice and was one of the leading voices during Nigeria’s #EndSARS movement.

PiggyVest has received millions in funding, earned international recognition, and crossed one million downloads.